investing vs savings | Difference between investing and savings

If you really think that the savings and investing is the same thing so please read it fully it will boost your thinking and help you to grow in financial terms . 

What is savings : Savings is a part of our income or our salary which we save after Paying all our expenses like ( rent , bills) etc.

So after cutting all expenses and necessary expenditures what the actual left in our hand is our savings.
Ex.
 Ram earns                     20000 
  -rent                                 5000
- food and groceries        5000
-other expenses(bills)      5000
 (Savings )                    =   5000

So, 5000 is his actual savings

What is Investing : Investing is tool or a method which we use to grow a part of our saving or overall 100% saving at a meaningful C.A.G.R ( NOT IN BANKS AT 3% PER ANNUM ). 

Ex. Ram saves 5000 per month and invest 4000 in different investing tools 


Difference between INVESTING AND SAVINGS :

LETS SUPPOSE RAM WANTS TO MAKE 100,00,000 ONE CR RS. BY THE MONEY HE SAVE , NOW HE HAS THE TWO OPTION TO MAKE IT POSSIBLE 

HOW TO MAKE CRORE RS BY INVESTING INDEX FUND IN
MAKE ONE CRORE WITH INDEX FUND 

 

FIRST he saves 5000 rs for next 2000 month which IS 166.67 YEARS ,SOUNDS IMPOSSIBLE FOR A LIVING SINGLE PERSON.


SECOND is he put this money in a investing equipment like share market and mutual funds and index fund ,


Now if he choose the second option and start investing in stocks or atleast index fund getting 12% per annum returns on his 5000 investment through S.I.P. ( SYSTEMATIC INVESTMENT PLAN ) 
Per month . 
AND HERE IS THE MAGIC HE CAN GENERATE 10000000 RS JUST ONLY IN 25 SOMETHING YEARS , EYE OPENING DIFFERENCE RIGHT IF YOU NOT BELIVEING ME CHECK IT HERE IN SIP CALCULATOR   GROWW SIP CALCULATOR 

166.67 YEARS AND 25 YEARS
WHAT A HUGE DIFFERENCE SO MY SUGGESTION IS YOU SHOULD START INVESTING RIGHT NOW , NO METER WHAT YOUR  AGE IS MAY BE 18 , 19 20 OR WHATEVER , 
IF YOU WANNA START YOUR INVESTING RIGHT NOW CLICK ON THE LINK AND OPEN A DEMAT ACCOUNT IN INDIA FINEST DISCOUNT BROKER WITH 0  AC OPENING AND HOLDING CHARGER 

LINK TO START : Groww.app

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